Real World Financial Concepts that Work
MLM Company Reviews
Success From Home has featured United First Financial and the Money Merge Account System
Jan 22nd
Success From Home, from the publisher of Success Magazine, will feature United First Financial™, and it’s Money Merge Account® program as its cover story in the February issue, that will appear on newstands in January.
This highlights the unquestioned credibility of UFirst™. Prospects will see, on national newsstands, the outstanding opportunity we bring.
Just think, pay off your debt quickly, and help others to do the same. Everyone benefits.
“I think people have to learn how to earn, save, invest and then be philanthropic. What the Money Merge Account® does is it gives people insight into what their habits are. As a society, we’ve become used to consumerism and spending — maybe even overspending. The Money Merge Account helps you realized when you’re spending too much. For most of us – myself included – it’s a wake-up call.” – Mark Victor Hansen.
“What we’re trying to do is conquer the world of debt – because debt is causing the paralysis of the world. United First Financial’s Money Merge Account software is going to change the world because if we could have done it, we would have done it. But we haven’t yet – until now. Even with as much cash flow as I have, and I have much more than most, I still have debt. The software helps me see that, instead of [paying] 30 years on this piece of property, I’m on schedule to pay this off in 12.2 year and potentially save $639,000. I did not realize that until I used the Money Merge Account program.” – Mark Victor Hansen
If you’re interested in joining the mission to help others get debt free and build wealth, visit our website: And the rest is up to you.
Time for Your Annual 401(k) Plan Review?
Dec 8th
Once you’ve started contributing to your 401(k) plan and funded it with investments that are appropriate for your needs, you might think you’re in good shape and that your 401(k) is now on autopilot. But that type of thinking can actually be counterproductive, because to get maximum benefits from your 401(k) plan you’ll need to revise it over time to reflect changes in your life and in the investments that make up your plan. That’s why it’s smart move to review your 401(k) holding annually, and as this year is winding down it is as good a time as any to see what you’ve got, where you’ve been and where you might be headed.
What should you look for when you review your 401(k) plan? First and foremost, make sure you’re saving enough to help reach your retirement goals or that you’re at least putting away as much as you can possibly afford. Next, evaluate whether your investment mix is suitable for your individual goals, risk tolerance and time horizon.
For example, during long bull markets, the value of your 401(k)’s stock-based accounts may have risen substantially, and you might find that these accounts now make up a greater percentage of your portfolio. As a result, you’re now taking on more risk than you’d like. On the other hand, during a bear market, the percentage of conservative investments in you plan may grow to such an extent, that your 401(k) may not be providing you with the growth opportunities you may need to pay for the retirement you envisioned. To prevent either of these scenarios, you may need to periodically rebalance your 401(k).
By making the right moves at the right time, you can help ensure that your 401(k) will be a key retirement planning tool.
I’m using the Money Merge Account System for my retirement financial planning.